Restio finds the deductions you didn't know about, calculates your refund personally, and tells you exactly what to do with every letter from the Finanzamt — with the deadline.
Estimated refund
€1,847
Tax class 1 · NRW · calculated personally
Photo of the Bescheid
Finanzamt · tax assessment 2024
Appeal deadline
12 Aug 2026
calculated per § 122 AO
Six thoughts almost every employee knows. Restio takes each one off your plate.
You automatically get the €1,230 lump sum — but you might be leaving far more on the table.
You work from home, but you don't know how much you're allowed to deduct.
You commute — but how exactly is the allowance calculated?
The Bescheid arrives and you have no idea whether it's correct.
Mail from the Finanzamt is impossible to parse — do you even need to respond?
Maybe you skip the return entirely, because you don't know if it's worth it.
With the statute, the deadline and the amount — up to date for 2026.
What you know
“I get the €1,230 lump sum anyway.”
How Restio solves it
Work-expense optimiser: Restio collects your items and flags the moment you cross €1,230 — every euro above that cuts your tax further.
What you know
“How much home office can I actually deduct?”
How Restio solves it
Home-office allowance: €6 per day, up to 210 days = €1,260 a year. Restio counts your days all year — even at the kitchen table.
What you know
“I commute, but how is it calculated exactly?”
How Restio solves it
Commuter allowance (Pendlerpauschale): €0.30/km for the first 20 km, then €0.38/km from km 21 — one-way distance, capped at €4,500. Restio works it out from your route.
What you know
“Was the laptop deductible? And the bag?”
How Restio solves it
Receipt scan: snap the receipt, Restio reads the amount and tells you whether — and how much — is deductible, filed into the right category.
What you know
“The new laptop was expensive — do I write it off over years?”
How Restio solves it
Automatic depreciation (AfA): under the BMF rule a laptop and monitor now count as a 1-year asset — fully deductible right away. Low-value items up to €952 in the year of purchase anyway.
What you know
“Is the pricey monitor worth it, tax-wise?”
How Restio solves it
Purchase advice: a €2,000 monitor costs you only about €1,160 at a 42% marginal tax rate — you recover €840 through your tax. Restio calculates it before you buy.
Two things nobody else makes this simple.
Restio reads what it says and works out your appeal deadline exactly: § 122 AO (deemed delivered on day 4 after the postmark) plus one month, with the weekend shift under § 108 AO. No other tax software in Germany does this.
Every employee gets the €1,230 work-expense lump sum automatically. Only what's above it cuts your tax further. Restio shows you live where you stand — and whether collecting more is worth the effort.
€380 to go, then you beat the lump sum — from there every receipt counts.
Based on your tax class (Steuerklasse), your federal state (Bundesland) and your marginal tax rate — not a generic figure.
Your estimated refund: €1,847.
Your receipts mapped to the right line: work equipment → lines 31–33, home office → line 36, travel costs → line 40 — including the comparison against the €1,230 lump sum.
Married? Both profiles combined, tax-class pairing 3↔5 or 4↔4, and spousal splitting (Ehegattensplitting) reflected correctly in the refund.
Finds the items that push you past the €1,230 lump sum.
Counts your days: €6/day, up to 210 days = €1,260 a year.
€0.30/km up to 20 km, then €0.38/km from km 21 — one-way distance.
Snap the Bescheid — Restio tells you what it says and what to do.
Calculated personally from your tax class, state and marginal rate.
Spousal splitting and tax-class pairing handled correctly.
Snap the receipt → amount read, deductibility checked instantly.
Laptop/monitor over 1 year, low-value items up to €952 right away.
What does the purchase cost after tax? Worked out before you buy.
Every receipt mapped to the right line — ready to enter.
Reminders 4 weeks, 2 weeks and 3 days before 31 July.
Restio remembers your situation — next year is faster.
A step-by-step path for every situation — with the statute and the number. A selection:
A general chatbot gives you a general answer. Restio reads your actual Bescheid, knows your tax class and your federal state, calculates your refund — and gets in touch before the deadline runs. Up to date for 2026.
Your data stays in the EU and is processed in line with the GDPR — for anyone who's careful about exactly that.
No download needed — right in your browser.
Restio finds your deductions, calculates your refund and keeps every deadline in view.
GDPR-compliant · up to date for 2026 · data in the EU