For employees in Germany

Get back the money you leave on the table — and understand every Bescheid.

Restio finds the deductions you didn't know about, calculates your refund personally, and tells you exactly what to do with every letter from the Finanzamt — with the deadline.

Estimated refund

€1,847

Tax class 1 · NRW · calculated personally

Photo of the Bescheid

Finanzamt · tax assessment 2024

Appeal deadline

12 Aug 2026

calculated per § 122 AO

for you
Sound familiar?

The same nagging feeling, every single year.

Six thoughts almost every employee knows. Restio takes each one off your plate.

You automatically get the €1,230 lump sum — but you might be leaving far more on the table.

You work from home, but you don't know how much you're allowed to deduct.

You commute — but how exactly is the allowance calculated?

The Bescheid arrives and you have no idea whether it's correct.

Mail from the Finanzamt is impossible to parse — do you even need to respond?

Maybe you skip the return entirely, because you don't know if it's worth it.

Problem → Solution

For every gut feeling, a concrete number.

With the statute, the deadline and the amount — up to date for 2026.

What you know

“I get the €1,230 lump sum anyway.”

How Restio solves it

Work-expense optimiser: Restio collects your items and flags the moment you cross €1,230 — every euro above that cuts your tax further.

What you know

“How much home office can I actually deduct?”

How Restio solves it

Home-office allowance: €6 per day, up to 210 days = €1,260 a year. Restio counts your days all year — even at the kitchen table.

What you know

“I commute, but how is it calculated exactly?”

How Restio solves it

Commuter allowance (Pendlerpauschale): €0.30/km for the first 20 km, then €0.38/km from km 21 — one-way distance, capped at €4,500. Restio works it out from your route.

What you know

“Was the laptop deductible? And the bag?”

How Restio solves it

Receipt scan: snap the receipt, Restio reads the amount and tells you whether — and how much — is deductible, filed into the right category.

What you know

“The new laptop was expensive — do I write it off over years?”

How Restio solves it

Automatic depreciation (AfA): under the BMF rule a laptop and monitor now count as a 1-year asset — fully deductible right away. Low-value items up to €952 in the year of purchase anyway.

What you know

“Is the pricey monitor worth it, tax-wise?”

How Restio solves it

Purchase advice: a €2,000 monitor costs you only about €1,160 at a 42% marginal tax rate — you recover €840 through your tax. Restio calculates it before you buy.

No other tax app does this

The letter from the Finanzamt — finally understandable.

Two things nobody else makes this simple.

Photo of the Bescheid → Restio explains it and calculates the deadline

Restio reads what it says and works out your appeal deadline exactly: § 122 AO (deemed delivered on day 4 after the postmark) plus one month, with the weekend shift under § 108 AO. No other tax software in Germany does this.

Postmark 8 July 2026
Deemed delivery · § 122 AO + 4 days → 12 July
Deadline · 1 month → 12 Aug 2026
Appeal by 12 Aug 2026

The €1,230 line — is collecting even worth it?

Every employee gets the €1,230 work-expense lump sum automatically. Only what's above it cuts your tax further. Restio shows you live where you stand — and whether collecting more is worth the effort.

Logged: €850 €1,230 lump sum

€380 to go, then you beat the lump sum — from there every receipt counts.

Personal, not generic

Your refund, your Bescheid — calculated personally.

Refund estimate

Based on your tax class (Steuerklasse), your federal state (Bundesland) and your marginal tax rate — not a generic figure.

Your estimated refund: €1,847.

ELSTER cheat sheet (Anlage N)

Your receipts mapped to the right line: work equipment → lines 31–33, home office → line 36, travel costs → line 40 — including the comparison against the €1,230 lump sum.

Joint assessment (Zusammenveranlagung)

Married? Both profiles combined, tax-class pairing 3↔5 or 4↔4, and spousal splitting (Ehegattensplitting) reflected correctly in the refund.

All features

Everything Restio does for employees.

Work-expense optimiser

Finds the items that push you past the €1,230 lump sum.

Home-office tracker

Counts your days: €6/day, up to 210 days = €1,260 a year.

Commuter-allowance calculator

€0.30/km up to 20 km, then €0.38/km from km 21 — one-way distance.

Explains the Finanzamt letter

Snap the Bescheid — Restio tells you what it says and what to do.

Refund estimate

Calculated personally from your tax class, state and marginal rate.

Joint assessment

Spousal splitting and tax-class pairing handled correctly.

Receipt scan

Snap the receipt → amount read, deductibility checked instantly.

Automatic depreciation (AfA)

Laptop/monitor over 1 year, low-value items up to €952 right away.

Purchase advice

What does the purchase cost after tax? Worked out before you buy.

ELSTER cheat sheet, Anlage N

Every receipt mapped to the right line — ready to enter.

Deadline guardian

Reminders 4 weeks, 2 weeks and 3 days before 31 July.

Year-over-year memory

Restio remembers your situation — next year is faster.

~44

guided tax topics

A step-by-step path for every situation — with the statute and the number. A selection:

Severance & one-fifth rule (Fünftelregelung, § 34 EStG — apply yourself since 2025)
Second household (doppelte Haushaltsführung)
Company car: 1% rule vs. logbook (Fahrtenbuch)
More net pay: register a wage-tax allowance (Freibetrag)
Tradesperson services (§ 35a EStG)
Further training & education
Deutschlandticket
Childcare costs
Parental leave & parental allowance
Leaving the church (Kirchenaustritt)
Why not just a chatbot?

An app that reads your actual Bescheid.

A general chatbot gives you a general answer. Restio reads your actual Bescheid, knows your tax class and your federal state, calculates your refund — and gets in touch before the deadline runs. Up to date for 2026.

Your data stays in the EU and is processed in line with the GDPR — for anyone who's careful about exactly that.

Free calculators

Run the numbers yourself.

No download needed — right in your browser.

Restio

Ready to get your money back?

Restio finds your deductions, calculates your refund and keeps every deadline in view.

GDPR-compliant · up to date for 2026 · data in the EU